Stephen Horvath, ChFC®, CLU®, CEP®, AIF®
Chartered Financial Consultant, Certified Estate Planner, Accredited Investment Fiduciary
Stephen Horvath has over 35 years of experience in the financial services industry. He earned his Bachelor of Arts degree in Business Administration with a concentration in Finance at Loyola Marymount University. He continues his study and has earned the following designations: Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®), Certified Estate Planner (CEP®), and Accredited Investment Fiduciary (AIF®). He holds the FINRA series 7, 24, 63 and 65 registrations. He also holds life, health, disability, and variable contracts licenses in multiple states and the Commonwealth of Puerto Rico.
Stephen's holistic approach to financial planning is unique. He enjoys analyzing and understanding the big picture to be sure that all aspects of a client's financial life are coordinated effectively - retirement planning, tax planning, estate planning, investment planning and risk management.
He specializes in designing prudent strategies to help reduce clients' income tax liability, increase their retirement income, grow, and protect their assets, and provide for an orderly distribution of their assets to the next generation and charitable interest.
Stephen and his team at PH Capital Management are responsible for investment research, analysis, and management of private client assets.